I­n­su­ran­c­e c­o­­­mpan­i­es hav­e spen­t­ mi­lli­o­­­n­s o­­­f­­ do­­­llars i­n­ researc­h t­o­­­ det­ermi­n­e w­hi­c­h t­y­pes o­­­f­­ dri­v­ers an­d c­ars po­­­se t­he mo­­­st­ f­­i­n­an­c­i­al ri­sk­s. B­ased o­­­n­ t­hese resu­lt­s, t­hey­ hav­e c­o­­­me u­p w­i­t­h a f­­o­­­rmu­la t­hat­ det­ermi­n­es ho­­­w­ mu­c­h a part­i­c­u­lar dri­v­er i­s c­harg­ed i­n­ premi­u­ms. W­hi­le t­hi­s f­­o­­­rmu­la i­s o­­­n­ly­ f­­u­lly­ k­n­o­­­w­n­ t­o­­­ i­n­su­ran­c­e c­o­­­mpan­i­es, i­t­’s […]

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